The fallout from the tougher lending rules is continuing through February as sales and prices decline on the national scale.  After a lacluster second half in 2012, the Canadian Real Estate Association (CREA) adjusted its forcast for 2013.  Total sales for the Canadian housing market are projected to fall 2.9% to 441,500 with the national average home price slipping by 0.2 per cent to $362,600.